:root{--bg:#fff;--alt:#F5F7FA;--tx:#202B38;--mut:#5b6877;--red:#D71920;--blue:#145DA0;--ln:#e3e8ef;--card:#fff;--g:linear-gradient(120deg,#D71920,#145DA0);box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media(prefers-color-scheme:dark){:root:not([data-theme=light]){--bg:#111a24;--alt:#17222e;--tx:#e8edf3;--mut:#9aa8b8;--ln:#2a3949;--card:#1a2633}}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(72px + env(safe-area-inset-top,0px))}
body{margin:0;font-family:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',sans-serif;color:var(--tx);background:var(--bg);line-height:1.6}
img,svg{max-width:100%}a{color:inherit;text-decoration:none}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
section{padding:72px 0}.alt{background:var(--alt)}
h2{font-size:clamp(1.6rem,4vw,2.3rem);font-weight:800}
h2::after{content:"";display:block;width:56px;height:4px;border-radius:4px;background:var(--g);margin-top:12px}
.center{text-align:center}.center h2::after{margin-inline:auto}
.lead{color:var(--mut);max-width:62ch}.center .lead{margin-inline:auto}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:12px;font:700 .95rem inherit;border:2px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(20,93,160,.25)}
.btn-p{background:var(--g);color:#fff}.btn-o{border-color:var(--blue);color:var(--blue);background:transparent}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
header{position:sticky;top:0;z-index:20;background:var(--bg);border-bottom:1px solid var(--ln);padding-top:env(safe-area-inset-top,0px)}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:var(--bg);z-index:30}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{font-weight:800;font-size:1.15rem;display:flex;align-items:center;gap:10px}
.logo i{width:36px;height:36px;border-radius:10px;background:var(--g);display:grid;place-items:center;color:#fff;font-style:normal}
nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0;font-weight:500;font-size:.92rem}
nav a:hover{color:var(--red)}
#burger{display:none;background:none;border:1px solid var(--ln);border-radius:10px;width:42px;height:42px;color:var(--tx);cursor:pointer}
@media(max-width:980px){#burger{display:block}.nav .btn{display:none}nav{position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--ln);display:none}nav.open{display:block}nav ul{flex-direction:column;padding:12px 20px 20px;gap:14px}}
.hero{padding:64px 0 72px;background:radial-gradient(circle at 85% 10%,rgba(20,93,160,.1),transparent 45%),radial-gradient(circle at 5% 90%,rgba(215,25,32,.08),transparent 40%)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr}}
.hero h1{font-size:clamp(1.9rem,5vw,3.1rem);font-weight:800;background:var(--g);-webkit-background-clip:text;background-clip:text;color:transparent}
.perks{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0;padding:0;list-style:none}
.perks li{background:var(--card);border:1px solid var(--ln);border-radius:999px;padding:8px 16px;font-size:.88rem;font-weight:700;display:flex;gap:8px;align-items:center}
.perks svg{color:var(--red)}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.visual{background:var(--card);border:1px solid var(--ln);border-radius:24px;padding:28px;box-shadow:0 20px 50px rgba(20,93,160,.15)}
.visual .bar{height:8px;border-radius:8px;background:var(--g);margin-bottom:20px}
.visual .row{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px dashed var(--ln);font-size:.9rem}
.visual .row:last-child{border:0}.ok{color:#17803d;font-weight:700}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin-top:36px}
.card{background:var(--card);border:1px solid var(--ln);border-radius:18px;padding:22px;box-shadow:0 4px 14px rgba(32,43,56,.05);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(32,43,56,.12)}
.ic{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(215,25,32,.12),rgba(20,93,160,.14));color:var(--blue);margin-bottom:14px}
.card h3{font-size:1.05rem}.card p{margin:0 0 10px;color:var(--mut);font-size:.9rem}
.card small{display:block;color:var(--tx);font-size:.82rem;margin-bottom:16px;flex:1}
.card .btn{padding:10px 14px;font-size:.85rem;justify-content:center}
.steps{counter-reset:s;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-top:36px}
.step{position:relative;padding:24px;background:var(--card);border:1px solid var(--ln);border-radius:18px}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--g);color:#fff;font-weight:800;margin-bottom:12px}
.step p{margin:0;color:var(--mut);font-size:.9rem}
.chips{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));margin-top:32px}
.chips div{display:flex;gap:10px;align-items:center;background:var(--card);border:1px solid var(--ln);border-left:4px solid var(--red);border-radius:12px;padding:14px 16px;font-weight:500}
.chips div:nth-child(even){border-left-color:var(--blue)}
.gal{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));margin-top:36px}
.gal button{aspect-ratio:4/3;border:0;border-radius:16px;cursor:zoom-in;color:#fff;font:700 .95rem inherit;padding:16px;display:flex;align-items:flex-end;text-align:left;background:var(--g);position:relative;overflow:hidden}
.gal button:nth-child(even){background:linear-gradient(120deg,#145DA0,#D71920)}
.gal button:hover{filter:brightness(1.08)}
#lb{position:fixed;inset:0;background:rgba(10,20,30,.88);display:none;place-items:center;z-index:50;padding:20px}
#lb.on{display:grid}#lb div{width:min(760px,100%);aspect-ratio:16/10;border-radius:20px;background:var(--g);color:#fff;display:grid;place-items:center;text-align:center;padding:24px;font-weight:700}
#lb small{display:block;font-weight:400;opacity:.85;margin-top:8px}
.tst{border-style:dashed}.tst q{font-style:italic;color:var(--mut);font-size:.92rem;quotes:none;flex:1}
.tst b{margin-top:12px;display:block}.tst span{color:var(--mut);font-size:.82rem}
details{background:var(--card);border:1px solid var(--ln);border-radius:14px;margin-bottom:12px;padding:0 20px}
summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::after{content:"+";color:var(--red);font-size:1.3rem;line-height:1}details[open] summary::after{content:"−"}
details p{margin:0 0 16px;color:var(--mut)}
.faq{max-width:800px;margin:36px auto 0}
.contact{display:grid;grid-template-columns:1fr 1.1fr;gap:36px;margin-top:36px}
@media(max-width:860px){.contact{grid-template-columns:1fr}}
.info p{display:flex;gap:12px;margin:0 0 16px}.info svg{color:var(--red);flex:none;margin-top:3px}
.big{display:flex;width:100%;justify-content:center;font-size:1.05rem;padding:18px;background:linear-gradient(120deg,#128C4A,#145DA0);color:#fff;border-radius:14px;font-weight:800;margin-top:8px}
form{background:var(--card);border:1px solid var(--ln);border-radius:20px;padding:26px;display:grid;gap:14px}
label{font-weight:700;font-size:.85rem;display:grid;gap:6px}
input,select,textarea{font:inherit;padding:12px 14px;border:1px solid var(--ln);border-radius:10px;background:var(--bg);color:var(--tx);width:100%}
.err{color:var(--red);font-size:.8rem;font-weight:500;min-height:1em}
.note{font-size:.78rem;color:var(--mut)}
footer{background:#14202c;color:#c9d3de;padding:32px 0;text-align:center;font-size:.85rem}
#fab{position:fixed;right:max(18px,env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));width:58px;height:58px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.28);z-index:40;transition:transform .2s}
#fab:hover{transform:scale(1.08)}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.pimg{width:100%;height:auto;border-radius:12px;margin-bottom:14px;background:var(--alt)}.dl{display:block;text-align:center;margin-top:10px;font-size:.85rem;font-weight:700;color:var(--blue)}.flinks{display:flex;flex-wrap:wrap;gap:6px 16px;justify-content:center;margin-bottom:18px;font-size:.82rem}.flinks a:hover{color:#fff}.pg{max-width:820px;margin:0 auto;padding:32px 20px 72px}.crumb{font-size:.85rem;color:var(--mut)}.pg ul,.pg ol{padding-left:20px}.pg li{margin-bottom:6px}.pg h2{margin-top:36px}.more{display:flex;flex-wrap:wrap;gap:8px}.more a{border:1px solid var(--ln);border-radius:999px;padding:6px 14px;font-size:.85rem}.more a:hover{border-color:var(--red)}